Privacy Policy
Effective Date: September 1, 2025
Webber Wealth Holdings LLC ("we," "our," or "us") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with our services, including our website, mobile applications, and any other platforms or services we offer (collectively, the "Services"). This policy applies to all visitors, clients, and users of our Services.
We are a financial holdings company providing wealth management, investment advisory, and related financial services. As such, we comply with applicable laws, including the Gramm-Leach-Bliley Act (GLBA), which requires financial institutions to explain their information-sharing practices and safeguard customer data.
By using our Services, you consent to the practices described in this Privacy Policy. If you do not agree with this policy, please do not access or use our Services.
## 1. Information We Collect
We collect information that identifies, relates to, describes, or could reasonably be linked to you ("Personal Information"). The types of Personal Information we may collect include:
### Personal Identifiers
- Name, alias, postal address, email address, phone number, or other similar identifiers.
- Online identifiers such as IP address, device ID, or account username.
### Financial Information
- Account numbers, bank account details, credit/debit card information, investment history, transaction records, and other financial data necessary for providing our wealth management services.
- Income, assets, liabilities, and net worth information provided during account opening or advisory consultations.
### Protected Classifications
- Date of birth, Social Security Number (SSN), driver's license or other government-issued ID numbers.
- Demographic information such as age, gender, or marital status, where relevant to our services.
### Commercial Information
- Records of products or services purchased, obtained, or considered.
- Investment preferences, risk tolerance, and financial goals.
### Internet or Network Activity
- Browsing history, search history, and interactions with our website or apps (e.g., pages viewed, time spent).
- Device information, including browser type, operating system, and referral sources.
### Geolocation Data
- Approximate location based on IP address or device settings, if you enable location services.
### Professional or Employment-Related Information
- Employment history, income sources, or employer details, as needed for financial planning.
### Inferences
- Derived from the above, such as preferences or characteristics used to personalize our services.
We do not collect sensitive personal information such as racial or ethnic origin, religious beliefs, health data, or genetic data unless voluntarily provided and necessary for specific services (e.g., estate planning involving health considerations).
## 2. How We Collect Information
We collect Personal Information in the following ways:
- Directly from You: When you provide it during account registration, consultations, forms submissions, or communications with us (e.g., via email, phone, or in-person meetings).
- Automatically: Through cookies, web beacons, and similar technologies on our website and apps. These track your interactions and help us improve user experience. For details, see our Cookie Policy (linked below if applicable).
- From Third Parties: From affiliates, business partners, credit bureaus, or public sources (e.g., verifying identity or financial status).
- From Service Providers: Such as payment processors or analytics tools that assist in delivering our Services.
## 3. How We Use Your Information
We use your Personal Information for the following purposes:
- To provide and maintain our Services, including opening and managing accounts, processing transactions, and offering investment advice.
- To communicate with you, such as sending account statements, alerts, newsletters, or responding to inquiries.
- To personalize your experience, recommend suitable investments, and tailor financial plans.
- For compliance and risk management, including identity verification, fraud prevention, and regulatory reporting.
- To improve our Services through analytics, research, and development.
- For marketing and promotional activities, with your consent where required.
- To protect our legal rights, enforce terms, or respond to legal requests.
We will not use your information for materially different purposes without notifying you and obtaining consent if necessary.
## 4. Sharing Your Information
We may share your Personal Information with:
- Affiliates and Subsidiaries: Within Webber Wealth Holdings LLC entities for operational purposes.
- Service Providers: Third-party vendors who assist with services like data storage, payment processing, IT support, or auditing (e.g., cloud providers, accountants).
- Business Partners: Financial institutions, brokers, or advisors involved in your transactions, with your authorization.
- Regulatory Authorities: As required by law, such as for tax reporting, anti-money laundering (AML) compliance, or SEC/FINRA oversight.
- In Business Transfers: If we merge, acquire, or sell assets, your information may be transferred as part of the transaction.
- With Your Consent: For any other purpose you approve.
We do not sell your Personal Information to third parties for their marketing purposes. Under GLBA, we may share nonpublic personal information with non-affiliated third parties only as permitted by law, and you have the right to opt-out of certain sharing (see Section 7).
## 5. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your Personal Information from unauthorized access, loss, misuse, or alteration. These include encryption, firewalls, access controls, and regular security audits.
However, no system is completely secure. We cannot guarantee absolute security, but we strive to maintain industry-standard protections. In the event of a data breach, we will notify affected individuals as required by law.
## 6. Data Retention
We retain your Personal Information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, or enforce agreements. For example, financial records may be kept for 7 years or more per regulatory requirements. After retention periods, we securely delete or anonymize data.
## 7. Your Choices and Rights
You have certain rights regarding your Personal Information:
- Access and Correction: Request access to or correction of your data.
- Deletion: Request deletion, subject to legal exceptions (e.g., record-keeping requirements).
- Opt-Out of Sharing: Under GLBA, opt-out of sharing nonpublic information with non-affiliates for marketing. Contact us to exercise this.
- Marketing Opt-Out: Unsubscribe from promotional communications via links in emails or by contacting us.
- Cookies: Manage cookie preferences through your browser settings.
- Do Not Track: We do not respond to browser Do Not Track signals, but you can opt-out of targeted advertising via third-party tools.
Residents of certain states (e.g., California under CCPA/CPRA, Virginia under VCDPA) may have additional rights, such as opting out of sales or targeted advertising. To exercise rights, submit a verifiable request via the contact methods below. We will respond within the legally required timeframe.
## 8. Children's Privacy
Our Services are not intended for individuals under 18 years of age. We do not knowingly collect Personal Information from children. If we learn we have collected such data, we will delete it promptly.
## 9. International Transfers
If you are outside the United States, note that your information may be transferred to and processed in the U.S., where data protection laws may differ. By using our Services, you consent to such transfers.
## 10. Changes to This Privacy Policy
We may update this policy periodically to reflect changes in our practices or legal requirements. We will post the revised policy on our website with the updated effective date. Continued use of our Services after changes constitutes acceptance.
## 11. Contact Us
If you have questions about this Privacy Policy or our data practices, please contact:
Webber Wealth Holdings LLC
Privacy Officer
500 Westover Dr #35614 Sanford NC 27330
Email: [email protected]
Phone: 806-781-8495
For complaints, you may also contact relevant regulatory authorities, such as the Federal Trade Commission (FTC) or state attorneys general.